Do your best not to become enmeshed with those intent on arguing over petty details or relatively small amounts of money. You will be expected to handle some fairly major talks or transactions and simply won’t have the patience for nitpicking. If you have to say as much in fairly direct terms, so be it.

Sudden disruptions to your personal plans might be irritating, but their impact need not be long lasting. So reassure other interested parties that you can stick fairly closely to the path you first had in mind with minor adjustments. You might even find that the new set-up suits you better than the original one.

Though it might be tempting to make last-minute arrangements concerning an unusual group activity, you should study the details carefully. Dreamy Neptune is allied to the Sun but at odds with Mars. You cannot assume that everything will turn out exactly as you first imagine. This is not a time to take chances.

Difficulties might arise as you’re forced to decide how many people to include when discussing future plans regarding your career or long-term security. There’s no need to feel guilty if, for practical reasons, you have to leave certain individuals out. Discretion will be vital, especially with Mercury in retrograde from mid-January onwards.

Unfinished business will play on your mind unless you swing into action fairly soon. Perhaps there’s a conversation you need to have or a journey you’ve wanted to make but which circumstances have held you back from. The cosmos is now encouraging you not to look for further excuses to delay going ahead. Be brave, take chances.

Discussions about finances might be overdue, but you mustn’t feel coerced into committing to joint arrangements that might favour whoever else is involved than you. No one’s suggesting that you’re being duped or manipulated, but you might well be engaging with characters who view such situations purely from their own position rather than yours.

You mustn’t let somebody with the irritating habit of saying the wrong thing get under your skin. There are sensitive issues to be thrashed out—some entirely practical, but others, of an intensely personal nature. When you really must intervene and have your say, do so in a voice that’s calm and moderated rather than loud and forceful.

Early in the year, you might wonder how to summon up the enthusiasm to engage with dreary ongoing tasks. Take heart from the fact that in the second half of January, you’ll begin to see how much benefit lies in tackling administrative or organisational matters that could impede your progress if ignored for much longer.

Irrespective of how tricky it might be to convince someone special that the two of you deserve to indulge yourselves, you should persist. Capitalise on Pluto’s links with the Sun and Mercury to put across your argument in a convincing but reasoned way. Entertainment has been curtailed for too long. It’s time for some fun.

Shared financial or business deals might have been difficult to navigate. But you’ll soon see indications that somebody else involved is adopting a more pragmatic and logical approach to one particular area that has always presented hitches and glitches until now. You cannot expect all wrinkles to be ironed out overnight, but solutions are in sight.

Having tried to protect a loved one from news that could become anxiety-provoking, you’ll realise you can no longer keep it to yourself. Don’t worry. The way is being cleared for you to present the facts just as they are and, at the same time, offer mutually beneficial suggestions as to what to do next.

There’s a fine line between being generous and overextravagant, and it mustn’t be crossed. True, it could feel rather nice to spend some money on family or friends, but a Sun-Jupiter clash suggests you’re in danger of going too far. Don’t risk heavy criticism from anyone watching from the sidelines who might be waiting to pounce.